This news isn't about cryptocurrency! It's about saving money for retirement.
- People can save money in two special accounts: a traditional IRA and a Roth IRA.
- It's tricky to decide which is better.
- Vanguard, a big investment company, suggests a way to figure out which account is best for you based on your current and future taxes.
| Current Tax Rate | Future Tax Rate (if paying from tax-efficient account) | Future Tax Rate (if paying from tax-inefficient account) |
|---|---|---|
| 35% | 29.6% | 23.5% |
