Car insurance can be tricky! If you have a car accident, your insurance costs might go up. It's like getting a bad grade – it affects your future costs.
This is because insurance companies see you as a bigger risk after an accident. They think you might have more accidents in the future.
The good news is there are things you can do to keep costs down!
- Even accidents that weren't your fault can make your insurance more expensive.
- Big accidents raise prices more than small ones.
- Having a bad driving record before the accident makes things worse.
- You can try to get a discount by taking a safe driving course.
- Switching insurance companies might get you a better deal.
| Increase | Time |
|---|---|
| 30% to 70% | 3-5 years (longer for serious accidents) |
| Average monthly cost | ~$138 |
