A 51-year-old investor has $125,000 invested in ETFs to make about $12,000 a year from dividends. Dividends are like extra money companies pay to their investors. He wants to know if this is a good plan for retirement.
- He uses ETFs like JEPI and JEPQ to get high dividends.
- Some people online say he should diversify, meaning spread his money across different investments to reduce risk.
- He has $25,000 left to invest and is unsure what to do with it.
| Thing | Amount |
|---|---|
| Total Investment | $125,000 |
| Annual Dividend Goal | $12,000 |
| Money Left to Invest | $25,000 |
He's aiming for steady income, but experts suggest considering risk and diversification for long-term growth. It's always good to talk to a financial advisor!
